SIP, STP, SWP

• Depending upon (1) equity market view and / or (2) liquidity available with the investor, investment in equities can be done either lumpsum or in a staggered manner over a period (SIP or STP).  In a volatile market and especially in a bearish market, a SIP or a STP works out better.

• Since Dividends are now taxable, a SWP works out more tax efficient for investors needing regular cash flows.  Options capturing only the amounts earned per month are also available with some funds (Capital Appreciation options)